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As a fiduciary, I’ve legally sworn to always place the interest of the client (you) ahead of my own.
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An advice-only advisor is compensated solely on offering planning recommendations on all areas of financial planning - without any asset management. You can choose where your investments are custodied - either Schwab/Fidelity/ETrade or your custodian of choice.
A fee-only advisor is not compensated through selling any financial product, rather they’re paid for their services - recommendations and planning advice.
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I do not sell any products - insurance, annuities or mutual funds and am not affiliated with a broker/dealer. I will purely make recommendations and assist in executing your plan
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From the time the agreement is signed, there would be 3-5 meetings along with client intake process over 4-6 weeks. A financial plan will typically take 6 weeks for completion.
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You’re welcome to engage with us on a specific planning area that may need immediate attention. Based on the scope of work, you will be offered an estimate on hours involved.
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I’m licensed as an Investment Advisor Representative and am a fiduciary, which means I put my client’s interest ahead of my own.
FWJ Planning is registered as an Investment Advisor in NC.
As a CFP candidate in addition to my Investment Fiduciary Designation(AIF) I have the technical expertise needed to build custom plans and advise on investments.
Lastly, my lived experiences - coming to this country on my own, building a base from scratch, raising a family in the US, managing career pivots and thriving in a sandwiched generation : illustrate that I’ve been in your shoes.